The holidays are a time for giving, but too often lead to financial strain. Do your shopping without breaking the bank!

Take advantage of the savings that First Heritage has to offer!

  • Our Visa Platinum credit card offers you a competitive low rate and reward points on your everyday purchases. Earn points for every dollar spent and then use your points to purchase gift cards or even travel vouchers!
  • Our First Choice Checking Account gives you access to Benefits Plus, offering you endless savings from restaurant deals to discounted gift cards and exclusive coupons!
  • Our Kasasa® Checking Accounts offer you cash rewards with unbelievable earnings on your checking account balance or cash back on your debit card purchases! Don’t forget about the refunded ATM fees!

Shop online!

Take advantage of online deals that may not be offered in stores. This is also a great opportunity to compare prices of similar items. For family members who may not be local, consider having their gifts shipped directly to them to save money and avoid standing in line at the post office. Be sure to check out our recent post about safe online shopping!

Avoid impulse buying!

Prepare a list and have an idea of what you’re shopping for. Don’t be tempted by those “must have deals” that really aren’t saving you any money.

Get a head start!

It’s never too early! Try to shop throughout the year or consider a First Heritage Holiday Club. This account is a free and easy way to help save year round. Set up automatic transfers to help you reach your goals or make deposits at any time throughout the year. Your balance is automatically transferred to your primary savings on October 1st to help you get a jump start on your shopping.

Ask about Skip-a-Pays!

First Heritage offers a Skip a Payment option on auto and personal loans. A $20 fee allows you to skip your monthly payment once every twelve months – allowing you to have a little extra cash when things start adding up.

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