With age comes responsibility, so if you're a young adult in your 20s or 30s, chances are you've been introduced to the realities of adulthood. While you're excited by all the opportunities life has to offer, you're also aware of your emerging financial responsibility. In the financial realm, the millennial generation (young adults born between … Continue reading Financial Basics for Millennials
Massive computer hacks and data breaches are now common occurrences — an unfortunate consequence of living in a digital world. Once identity thieves have your information, they can use it to gain access to your bank and credit card accounts, make unauthorized transactions in your name, and subsequently ruin your credit. Now more than ever, … Continue reading How to Protect Yourself Against Identity Theft
Like homes themselves, mortgages come in many sizes and types, and one of the most important decisions you face as you consider your choices is whether to take out a fixed or an adjustable rate mortgage. The type of mortgage that's right for you depends on many factors, such as your tolerance for risk and … Continue reading Fixed vs. Adjustable Rate Mortgages
The start of every new year brings the opportunity to make financial resolutions, ditch bad money habits, and think about ways to improve your financial health. Read on to discover some smart money moves that will help improve your finances in 2019 and beyond. Bump Up Your 401(k) Contribution One way to save more money, … Continue reading Smart Money Moves for the New Year
“Remember that the happiest people are not those getting more, but those giving more.” ~H. Jackson Brown Jr. This time of year it’s also easy to get wrapped up in family commitments, ordering last minute gifts, and baking frenzies all while juggling our regular daily commitments. It’s no wonder the real message of the holidays … Continue reading 3 Ways to Give Back this Holiday
The holidays are a time for giving, but too often lead to financial strain. Do your shopping without breaking the bank! Take advantage of the savings that First Heritage has to offer! Our Visa Platinum credit card offers you a competitive low rate and reward points on your everyday purchases. Earn points for every dollar spent … Continue reading Holiday Shopping
What do home security systems, Wi-Fi enabled thermostats, gaming consoles, and smart TV's (not to mention cell phones and tablets) all have in common? Answer - an internet connection. As the popularity of these devices increases, so does our dependency on the internet. With a stronger connection to the internet comes, you guessed it, greater … Continue reading Creating a Cyber Secure Home
Online shopping - What's not to love? Fill your cart, avoid the crowds, and no lines at checkout. Not to mention the excitement of coming home to a porch full of boxes! As we approach the holiday shopping season and with the growth of Cyber Monday, it is important to note that although online shopping … Continue reading Tips for Safe Online Shopping
Are you tired of mail piling up on the counter? One way to shrink that pile is to enroll in e-Statements! They're simple. Your electronic statements will look exactly like the paper statements you're used to seeing - minus the clutter! No more paper statements means fewer envelopes to open and less space needed to … Continue reading e-Statements
Labor Day is all about celebrating your hard work, right? Here's how to plan a great party while saving some of your hard-earned money. The Guest List When deciding who to invite and how to spread the word, consider using social media. With the power of technology, there's no need to spend money on mailing … Continue reading Hosting a Budget Friendly Labor Day
