As people move through different stages of life, there are new financial opportunities and potential pitfalls around every corner. Here are common money mistakes to watch out for at every age. Your 20s & 30s Being financially illiterate. By learning as much as you can about saving, budgeting, and investing now, you could benefit from it … Continue reading Watch Out for These Financial Pitfalls in the New Year
Here we are at the start of 2021 and along with the new year, comes resolutions. Commonly New Year's resolutions involve exercise or a healthier diet, but it's also important to consider some financial resolutions. Here's some tips to get you started. Be mindful of your spending The quickest way for your expenses to get … Continue reading Financial Resolutions for the New Year
Financial fraud can happen any time of the year, but experts say the highest percentage of suspected fraudulent transactions occur during the holiday shopping season. Here are some things to look our for to help keep you and your finances safe. "Failed" Package Delivery If you receive an email with the subject line reading “USPS Failed … Continue reading Holiday Fraud Prevention Tips
Holidays are known as the time of giving, which often leads to much of that being spending. Here are some simple ways to keep your holiday expenses on a budget. 1. Make a List, Check it Twice Start by mapping out the different categories of your expected holiday expenses beyond just gift giving. This could … Continue reading 5 Tips on Planning Your Holiday Expenses
In early 2020, 61% of U.S. workers surveyed said that retirement planning makes them feel stressed.1 Investor confidence was continually tested as the year wore on, and it's likely that this percentage rose — perhaps even substantially. If you find yourself among those feeling stressed heading into the new year, these tips may help you focus … Continue reading Five Tips to Regain Your Retirement Savings Focus in 2021
Americans gave almost $450 billion to charity in 2019, an increase of 4.2% over the previous year. Individuals accounted for more than two-thirds of this amount, followed by contributions from foundations, bequests, and corporations. Here is a breakdown of the recipients of this generosity, by percentage of total charitable contributions. Source: Giving USA 2020 Schedule … Continue reading Spreading Generosity
When it's time to prepare the next generation for a financial legacy, you might want to bring your family members together to talk about money. But sitting down together isn't easy, because money is a complicated and emotionally charged topic. Rather than risk conflict, your family may prefer to avoid talking about it altogether. If … Continue reading Sharing Your Money Values Can Be Part of Your Legacy
During the holiday shopping season, your credit score is probably the last thing on your mind. But as you start your seasonal spending, remember to use credit wisely so you can start the new year with a healthy credit score. The following tips can help you maintain or potentially improve your credit score throughout the … Continue reading How to Help Maintain a High Credit Score
Unexpected expenses can happen at any time, to any one of us. By establishing an emergency fund, you can keep a mild speed bump from becoming a financial fiasco. Here are 5 simple tips that could help you build up that reserve. Make Saving a Part of Your Financial Routine The best practice is to … Continue reading Avoid Unexpected Debt by Building an Emergency Fund
As we begin to approach the holiday season, planning out your budget can be a big part of getting ready. Between buying gifts for loved ones, holiday decorations, activities and other expenses that come along with the holiday season, you may be looking for ways to save in other areas. Here are some simple tips on how you could help build that holiday reserve by saving on grocery shopping.
