Unexpected expenses can happen at any time, to any one of us. By establishing an emergency fund, you can keep a mild speed bump from becoming a financial fiasco. Here are 5 simple tips that could help you build up that reserve. Make Saving a Part of Your Financial Routine The best practice is to … Continue reading Avoid Unexpected Debt by Building an Emergency Fund
As we begin to approach the holiday season, planning out your budget can be a big part of getting ready. Between buying gifts for loved ones, holiday decorations, activities and other expenses that come along with the holiday season, you may be looking for ways to save in other areas. Here are some simple tips on how you could help build that holiday reserve by saving on grocery shopping.
If you have kids home learning, here are 5 ways to plan it out and stay on budget:
Four Million Americans are receiving their Economic Impact Payment in the form of a prepaid card-and many are mistaking it for junk mail.
Tis the season for over eating and over spending, both of which go hand-in-hand, am I right? First, I stress over the fact that the list of people I need to shop for has increased yet again, so I grab a cookie. Then I realize my budget hasn’t increased enough to support the holly jolly … Continue reading Sticking to A Holiday Budget
Being an educator requires expertise and that you stay current on developments in your field. However, that level of ongoing attention can make it difficult to find the time to stay on top of issues that affect your finances, or to put together a comprehensive financial plan. Whether you work directly with students or focus … Continue reading Planning Lessons for Educators: Addressing Your Financial Issues
With age comes responsibility, so if you're a young adult in your 20s or 30s, chances are you've been introduced to the realities of adulthood. While you're excited by all the opportunities life has to offer, you're also aware of your emerging financial responsibility. In the financial realm, the millennial generation (young adults born between … Continue reading Financial Basics for Millennials
The holidays are a time for giving, but too often lead to financial strain. Do your shopping without breaking the bank! Take advantage of the savings that First Heritage has to offer! Our Visa Platinum credit card offers you a competitive low rate and reward points on your everyday purchases. Earn points for every dollar spent … Continue reading Holiday Shopping
Labor Day is all about celebrating your hard work, right? Here's how to plan a great party while saving some of your hard-earned money. The Guest List When deciding who to invite and how to spread the word, consider using social media. With the power of technology, there's no need to spend money on mailing … Continue reading Hosting a Budget Friendly Labor Day
It's hard to believe that we're already approaching those early bedtimes and even earlier mornings... BACK TO SCHOOL! It seems like those school supply shopping lists are becoming longer and longer. With those long lists come long receipts and unexpected totals at the checkout. Here are some ways to help cut the costs and cover … Continue reading School Supplies on a Budget